Specialist Mortgage Brokers Sydney

Sydney is Australia’s most expensive property market, with the median house price surpassing $1.6 million (as of 2026). For homeowners in Sydney who are over 55, this has created a large amount of home equity. High property values, however, don’t necessarily mean extra cash in your pocket, with many long-term Sydney residents finding themselves asset-rich but cash-poor.

Your Home Equity are experienced home loan brokers Sydney seniors can trust when it comes to unlocking their wealth through home equity. Traditional mortgage brokers in Sydney focus on regular home loans that come with monthly repayments, whilst we are dedicated mortgage advisors helping seniors and retirees with specialised reverse mortgages.

The Benefit of a Specialist Mortgage Advisor in Sydney

As your mortgage advisor in Sydney, Your Home Equity offers you a different path to utilising the equity in your Sydney home. We specialise in helping you refinance in Sydney using a reverse mortgage, allowing you to:

  • Refinance your home loan in Sydney – by replacing what remains of your existing mortgage with an option that doesn’t require a monthly payment.
  • Access your equity – by using your Sydney property’s value to help fund renovations or deposits for aged care, or allowing you to live a more comfortable retired lifestyle, or
  • Allowing you to stay in your family home – by accessing your home’s equity to help you keep up with increasing bills or putting money aside for unexpected expenses.

Now is the Perfect Time to Refinance Your Sydney Home

With property values at record highs in Sydney, now is the perfect time to utilise equity release. Whether you are looking to clear debt, increase retirement cash flow or refinance a home loan in Sydney, our “No Loan, No Fee” guarantee means there is no better time to contact Your Home Equity.

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