Introducing Your Home Equity – specialist brokers for over 55s
Scott and Jacqui Phillips are passionate about helping older Australians feel more financially secure, happier, and healthier in their retirement years.
Retirement lifestyle news and advice
Find the latest information on our people, our company and our service as well as any changes to legislation and industry that you should know about. You’ll also find interesting research as well as informative articles and useful tips to help you live well in retirement.
Retirement: A new vision in the face of change
As we approach the mid-2020s, retirement has transformed from a straightforward notion of leaving the workforce to a complex and evolving stage of life. Shaped by rising costs, shifting cultural perspectives, and longer life expectancies, the new retirement landscape presents both inspiring opportunities and serious challenges for Australians. Here’s a look at how these factors are redefining retirement, and what they mean for older Australians aiming to secure a fulfilling future.
Will a reverse mortgage impact my Centrelink payments?
Many Australians aged 60 and over are turning to reverse mortgages to access the equity in their homes, providing them with the financial flexibility to enjoy their retirement without selling their property. However, a common concern is whether taking out a reverse mortgage will impact Centrelink benefits such as the Age Pension.
Why can’t I borrow against my land lease or lifestyle village property?
If you’re living in a land lease or lifestyle village community and are considering a reverse mortgage to access the equity in your home, you may be surprised to learn that reverse mortgage lenders generally won’t approve these types of properties for a loan. So, why exactly can’t you borrow against your land lease or lifestyle village property?
Reverse Mortgages – Understanding AFCA complaints and why they’re so low
Reverse mortgages have become an increasingly popular way for older Australians to access the wealth tied up in their homes without having to downsize or sell. We look back at the history of these specialist financial products in Australia.
The evolution of Reverse Mortgages in Australia: A historical overview
Reverse mortgages have become an increasingly popular way for older Australians to access the wealth tied up in their homes without having to downsize or sell. We look back at the history of these specialist financial products in Australia.
What is the No Negative Equity Guarantee in reverse mortgages?
If you’ve been looking into reverse mortgages, you might have come across something called the No Negative Equity Guarantee. It’s a key part of reverse mortgages in Australia, designed to protect homeowners. We explain exactly what it is, and why it is important?
How a reverse mortgage can solve key financial challenges for older Australians
We reveal the key financial challenges facing older Australians today and why a reverse mortgage can be a valuable option for retirees looking to boost their financial wellbeing.
Five common myths about reverse mortgages and why they’re wrong
When it comes to reverse mortgages in Australia, there’s a lot of confusion and misinformation. In this article, we’ll debunk the five most common myths surrounding reverse mortgages in Australia and help you understand how they can provide financial freedom and flexibility in retirement.
Aussies are living longer than ever before, but will this trend continue?
On average, Australians are living longer than ever before and to very old ages. However, living to extreme ages (over 110) is still a rare event, which sparks the question How long can Australians live? A new report from the Australian Institute of Health and Welfare (AIHW) explores trends in Australia’s increasing life expectancy and…