Document checklist

Document Checklist

To help get you started, we’ve compiled a handy checklist of all the documents you will need to complete a reverse mortgage loan application.

It’s a good idea to spend some time gathering all this information together so we can make the process as smooth, stress free and efficient as possible.

If you get stuck at any time, or are unsure about something, we’re here to help.

Identification

Medicare card
Drivers Licence
Passport
Birth certificate
Heath Care Card (Centrelink)
Australian bank/financial Institution issued Credit or Debit card
Seniors Card
Australian citizenship certificate

Home ownership

Existing property – council rates notice
Existing property – current building insurance renewal and CoC
Existing property – strata insurance and latest strata levy notice
New property purchase – signed sales contract

Financial

Income / pension confirmation (either via recent bank statements for last 90 days or via a [client authorised] secure bank account information scrape of your relevant accounts)
Bank statements for last 90 days for each of the bank accounts you hold
Liabilities including the most recent statements for credit card(s), personal loans, or other debts to be refinanced
Mortgage statements (last six months) for any home loan to be refinanced

IMPORTANT: Bank account information requirements
You will have the option to use the Government authorised open banking platform Frollo to securely provide us with all the information we need for your application. If you’re opting to supply bank statements, it is worth noting the following:

Bank statements must include the name of the institution, your name, BSB and account number
Statements must show 90 consecutive days of transactions and be provided as continuous statements in PDF format
Credit card statements need to include the credit card limit, all transactions and page numbers and need to be supplied as PDFs

Document checklist