Why choose Your Home Equity?
At Your Home Equity we’re dedicated to helping Australians over 55 find the best reverse mortgage loan to fund their retirement needs.
We are specialist accredited brokers and fully compliant with all government regulations and requirements, so you can have upmost confidence in our service and peace of mind.
We have the skills and experience to guide you through your options, and all the ins and outs of using your home equity for a more comfortable and happy retirement.
Whether you need a little more income each month, or you’d like to refinance debt, pay for medical expenses or aged care, or finally take off on that big overseas trip you’ve been dreaming of, we can help you access the funds you need to do more and live better.
We make it easy, doing all the heavy lifting and legwork for you so you can relax and start planning what you’ll do with your new improved retirement.
Meet the team
Scott and Jacqui Phillips are passionate about helping older Australians feel more financially secure, happier, and healthier in their retirement years.
They are specialists in home equity release and specifically how it can be sensibly used to support people to live better in retirement.
The team has more than 14 years’ experience combined in the reverse mortgage lending sector and Your Home Equity is an accredited broker with Australia’s leading lenders.
They are champions of ethical and transparent practices in financial services and all other areas of business (and life) and committed to growing the recognition and understanding of the reverse mortgage lending sector in Australia.
Scott Phillips is an Authorised Credit Representative (No. 547787) of QED Services Pty Ltd trading as Pursuit Broker Services; Australian Credit Licence 387856, ACN 147 272 296.
How much could I borrow?
Advantages of using an accredited mortgage broker
Brokers are industry professionals who act on the behalf of borrowers, assisting them to find the best home loan deal to suit their needs.
All Australian brokers, including reverse mortgage brokers, operate under a strict series of laws and regulations, the two most important being Best Interests Duty and Responsible Lending.
Brokers operate independent of lenders and are duty bound under Australian law to act in the best interests of the borrower(s).
They are generally paid a one-off fee by their clients for their services, as well as a fee and ongoing commissions by the lender for each loan customer they refer.
Industry Accreditation & Memberships
