The median house price in Melbourne is holding strong at over $1.11 million in early 2026. For homeowners over the age of 55, the stability and recent “turnaround” of the Melbourne property market present a significant opportunity to utilise your highest-value asset—your home—to generate a supplemental income. This allows you to live more comfortably without the need to sell the family home you love.
Your Home Equity are specialist home loan brokers Melbourne seniors can trust. We have a deep knowledge of senior home loans and specialised experience that a traditional finance broker in Melbourne might not possess. While most mortgage brokers in Melbourne focus on standard loans that come with high monthly repayments, we provide a solution designed to let you live life without the worry of regular mortgage repayments: a reverse mortgage.
Why You Should Use a Specialist Senior Finance Broker in Melbourne
For many retirees, the Age Pension and superannuation are only enough to cover basic lifestyle needs. Unfortunately, they often don’t provide the supplemental income necessary for unforeseen costs such as health and aged care, home repairs, or the rising cost of utilities in Melbourne.
As a dedicated mortgage broker in Melbourne, we can assist with a reverse mortgage. This is a specific type of senior home loan that allows you to use the value of, and equity in, your property to create a regular additional income stream. It’s about making your wealth work for you today, rather than leaving it locked in to your property.
Why Now is the Perfect Time to Refinance Your Melbourne Home
The Melbourne house market is currently one of the top-performing property markets in the country for 2026, meaning your property’s equity could already be higher than you thought. Working with the experienced team at Your Home Equity to refinance in Melbourne can give you a strategy that provides the cash you need today.
Instead of having your wealth tied up or feeling forced to sell your property to access your funds, you can refinance your mortgage in Melbourne to secure your financial future while staying exactly where you are.
Reach out to the team at Your Home Equity today to get started, or learn more about our “No Loan, No Fee” guarantee
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