Find the latest information on our people, our company and our service as well as any changes to legislation and industry that you should know about. You’ll also find interesting research as well as informative articles and useful tips to help you live well in retirement.
When considering a reverse mortgage, many retirees want to ensure that a portion of their home’s value is preserved for their future needs or for their family. Protected equity is a feature that allows you to do just that. In this article, we’ll explore how protected equity works, its benefits, and whether it’s the right choice for you.
A reverse mortgage is a powerful financial tool for retirees looking to unlock the wealth in their home without selling. But what if you don’t need all the funds right away? That’s where a cash reserve comes in. In this article, we’ll break down how a cash reserve works, its benefits, and what to consider when using this feature in a reverse mortgage.
For many Australians aged 55 and over, the ability to stay in their home for life is a top priority when considering a reverse mortgage. Fortunately, lifetime occupancy is a built-in protection that ensures you can continue living in your home for as long as you wish—without fear of being forced to sell or move out.
In this article, we’ll explore what lifetime occupancy means, how it works, and why it provides security and peace of mind for retirees.
For many older Australians, homeownership in retirement can feel out of reach. Limited income and traditional loan barriers often mean renting or downsizing in ways that don’t align with their ideal lifestyle. But there’s another option—using a reverse mortgage to purchase a new home.
Most people think of reverse mortgages as a way to unlock equity in an existing home, but they can also be a powerful tool for buying a new property—without the burden of monthly repayments.
✅ More housing flexibility for retirees
✅ New opportunities for brokers, lenders & real estate professionals
✅ A smarter approach to securing financial independence
In the 1950s and 1960s, Australian Christmas celebrations were a much simpler affair compared to today, blending traditional British customs with some adaptations to our sweltering summer climate. Here’s a glimpse into what Christmas looked like during that era.
In 2024, Australia’s population of over-60s navigated a transformative period driven by longer lifespans, shifting retirement paradigms, and increasing financial pressures.
Here’s a quick look at the trends, statistics, and movements that define the retirement and financial landscape for Australians aged 60 and above in 2024.
As we approach the mid-2020s, retirement has transformed from a straightforward notion of leaving the workforce to a complex and evolving stage of life. Shaped by rising costs, shifting cultural perspectives, and longer life expectancies, the new retirement landscape presents both inspiring opportunities and serious challenges for Australians. Here’s a look at how these factors are redefining retirement, and what they mean for older Australians aiming to secure a fulfilling future.
Many Australians aged 60 and over are turning to reverse mortgages to access the equity in their homes, providing them with the financial flexibility to enjoy their retirement without selling their property. However, a common concern is whether taking out a reverse mortgage will impact Centrelink benefits such as the Age Pension.
If you’re living in a land lease or lifestyle village community and are considering a reverse mortgage to access the equity in your home, you may be surprised to learn that reverse mortgage lenders generally won’t approve these types of properties for a loan. So, why exactly can’t you borrow against your land lease or lifestyle village property?
Reverse mortgages have become an increasingly popular way for older Australians to access the wealth tied up in their homes without having to downsize or sell. We look back at the history of these specialist financial products in Australia.
