When you are trying to find a mortgage broker, you are presented with many options; however, not every home loan broker is the same. At Your Home Equity, we understand that navigating the world of property finance requires a different approach for over-55s. While most mortgage brokers focus on standard residential loans, our licensed mortgage brokers specialise in offering mortgage broker services specifically aimed at clients who are considering retirement or have already retired.
As experienced home loan brokers with over 35 years of experience in banking, financial advice, and mortgage lending, our team—led by Scott Phillips, Jacqui Phillips, and Wade Westphal-Groves—understands that you aren’t simply looking for a debt facility. Instead, you are looking for a better way to manage and utilise the wealth you have built. We aren’t just another mortgage loan broker; we are accredited specialists passionate about helping Australians over 55 utilise their established wealth through equity release.
Why Use a Specialist Lending Broker?
Most mortgage and finance brokers are not familiar with reverse mortgage loans and therefore, may not be able to fully explain the impact these loans can have (if not structured correctly) on your Centrelink pension or the long-term equity of your home. As your dedicated reverse mortgage loan broker and an accredited member of the MFAA and FBAA, Your Home Equity provides a different path.
We focus exclusively on your retirement years, offering you a deep understanding of reverse mortgages—a specialised senior home loan that allows you to access the equity in your home using your property (e.g. family home, holiday home, or investment property) as security. This allows you to access funds for renovations, travel, a new car or caravan, aged care, or consolidating debt without the stress of mandatory monthly repayments.
How much could I borrow?
Expert Senior Mortgage Broker Services Near You
Your Home Equity can provide specialist home loan broker advice aimed at senior home loans and more specifically at reverse mortgages throughout Australia. We have helped the over-55 community throughout Australia, with customers in Perth, Sydney, Brisbane, Melbourne, Adelaide, Hobart and more.
Industry Accreditation & Memberships
