Your Home Equity’s Co-Founder and Managing Director, Scott Phillips, has been named as one of Australian Broker’s 5-Star Brokers 2026. Phillips has been recognised for his excellent customer service and decade-long dedication to specialisation in reverse mortgages and over-55s lending.
About the 5-Star Brokers Award
Australian Broker’s 5-Star Brokers initiative recognises the best mortgage brokers in Australia based on client nominations and ratings.
Our 2026 award-winning reverse mortgage broker Scott Phillips had this to say about receiving the award.
“It means a lot to me and our small team at Your Home Equity. The main driver behind that pride is that it’s truly a customer-voted outcome, and we take our customer service really seriously.”
The 2026 program drew more than 3,300 client nominations covering upwards of 130 individual brokers.
Brokers are evaluated across six key performance criteria: pricing, technical expertise, range of products, customer service, fast communication and overall responsiveness. Scott is one of the 5-Star Brokers who received the highest volume of nominations and achieved an average client rating of 9 or above.
Scott Phillips’ Recognition
Due to Scott’s specialisation in reverse mortgages, he is one of the 22 winners with an enhanced profile in the Australian Broker report, providing additional detail beyond the standard award listing.
Scott is recognised with this award for his work in a market segment most brokers overlook: Australians over 55 entering retirement with home loan debt they can no longer comfortably service. Together with his wife, Jacqui Phillips, he co-founded Your Home Equity in 2023, a reverse-mortgage specialist practice that addresses an underappreciated structural challenge in the Australian housing market.
As Managing Director of Your Home Equity, Scott Phillips and Co-Founder Jacqui Phillips pride themselves on having built a bespoke, streamlined client process that delivers information and education at each stage of the journey, and provides tailored solutions.
When asked in an interview with Australian Broker TV what he loves most about helping older Australians unlock the equity in their homes and improve their lifestyles, Scott said
“One of the things that I see most commonly is refinancing a home loan that’s been taken into retirement, and to see the relief that I can bring when I swap a normal mortgage that requires monthly repayments for a mortgage that doesn’t require monthly repayments and therefore reintroducing that income towards living a better retirement lifestyle. I get a lot of joy out of that.”
“This award is really Jacqui’s award as well. She’s the brains of the joint. So big shout-out to Jacqui as well.”
Advice From An Expert
With a decade of experience and an award-winning reverse mortgage broker, Scott addresses what he believes is the biggest misconception about reverse mortgages.
“The most common misconception about reverse mortgages is that you can lose your home. The truth is that you cannot. We go to a lot of effort to make sure that our customers understand the impact of the decision that they are considering today in relation to what it will do to their equity 5, 10, 15 years down the track.”
If you’re considering a reverse mortgage and want to learn more, contact our team today for award-winning expert advice or check your eligibility with our free reverse mortgage calculator.
The information in this article is general in nature and has been prepared without taking into account the needs, objectives, or financial situation of any particular individual. Individuals should consider their own circumstances and, if necessary, seek professional advice. All reverse mortgage products are subject to the terms, conditions and approval criteria of the lenders and fees and charges apply.
Equity Mortgage Specialists Pty Ltd trading as Your Home Equity / Corporate Credit Representative (No. 530659) and Scott Phillips, Authorised Credit Representative (No. 547787) of QED Services Pty Ltd trading as Pursuit Broker Services / Australian Credit Licence 387856 / ACN 147 272 295
